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Archives for October 2019

Building a Maternity Wardrobe

10.24.2019 by Lisa // Leave a Comment

Maternity dress from Seraphine

Building a maternity wardrobe is a bit different than building a regular wardrobe. First, there is a lot more expediency – you have to build one quickly in order to accommodate your growing belly – and it is much, much shorter-lived. I built mine to my priorities – I work in a business-professional setting in which most women wear dresses and skirts. Because I am client-facing, I often wear suits, or at least a jacket over my dress. While there is a limited selection of maternity wear appropriate for the workplace, it actually makes the process of building a wardrobe much easier – having fewer options sometimes helps!

My first pregnancy

Like many first-time pregnant ladies, I started from scratch. I went to the typical maternity stores – Pea in the Pod and Motherhood Maternity – and found most of the inventory to be a bit lacking for my needs. The items I did like, I found to be pricey. I was willing to invest some money because quality is important to me, I need to look pulled together for work, and because I expected to wear the clothing through at least another pregnancy. However, I didn’t want to make unreasonable purchases. In a simple search for famous pregnant moms, I landed on Kate Middleton, who consistently looked classic and sophisticated throughout her pregnancies. She had a lot of high-end, expensive clothing, but she also wore what the Brits called “high street fashion”, which is clothing that isn’t cheap, but is accessible. A few of her dresses were from the same brand – Seraphine – which quickly became my go-to for my entire professional maternity wardrobe. I ultimately made four large orders, purchasing 16 dresses for almost $1,200.

My new work wardrobe felt a bit like a capsule wardrobe. I could fit almost everything into a single drawer and I never felt at loss for what to wear every morning – I liked nearly every piece of clothing I purchased.

I had less of a need for casual clothing and tried to make do with oversized shirts and two pairs of jeans – blue and black – and a pair of leggings. However, I ultimately made a few more purchases for my babymoon (in which we took a Disney cruise!) including two tank tops, two casual light sweaters, a pair of shorts, and a bathing suit, totaling another $250. Definitely not an insignificant amount of money, but an investment I was willing to make because I knew I would be able to wear it for another pregnancy.

I would note that the one or two duds I bought were all casual wear. Because I assumed I could get by with cheap casual clothing, I made a few purchases on Amazon, but found that the fit was poor and the material was uncomfortable. Building my maternity wardrobe reminded me that quality clothing is worth it – I may pay a bit extra, but I will enjoy wearing it. The clothing I bought on Amazon was barely worn and eventually donated – ultimately money poorly spent.

My second pregnancy

To be honest, it took a good amount of willpower to not go on another shopping spree with my second pregnancy. I wanted to justify it with the fact that I had more client meetings and I was pregnant in different seasons – my first pregnancy was mostly fall and winter, my second pregnancy was mostly spring and summer – so I obviously needed more clothing. I ultimately did do some shopping but practiced some control by choosing to purchase only used clothing. Used maternity clothing is actually great – it’s not worn for long and thus, generally in good shape. Because I liked my Seraphine dresses so much from my first pregnancy, I specifically searched for the brand’s dresses on Poshmark, which I found to have a better selection than Ebay. Despite the high shipping costs, I ended up purchasing 6 dresses for $210, which I found to be really reasonable. It is a bit of a crapshoot – one dress had a bit of cat hair on it – but on the whole, the dresses were all clean and showed little wear and tear. I made one new purchase – a pair of white jeans from Loft’s maternity line – which brought my grand total to $260. Not bad. When I added my “new” clothing to my preexisting wardrobe, I felt like I had hit a saturation point. I knew I could go through my second pregnancy comfortably and with style, both in my professional and personal life. Win!

Photo: Laura Lee

Categories // Life Tags // maternity, maternity dresses, maternity wear, maternity workwear, pea in the pod, pregnancy, professional maternity wear, seraphine

Our trip to Spain with our 14-month old – Lessons and Costs

10.16.2019 by Lisa // Leave a Comment

In May 2017, we took a 6-day trip to Spain with our 14-month old, Emily. It was a fairly spontaneous trip that I booked on a whim after getting an email advertising an inexpensive flight deal to Madrid on a discount airline, Air Europa. After a fairly tough year, I thought we deserved a nice trip. Our round trip tickets cost $850, a great deal for an international flight over Memorial Day weekend.

Like our past trips, I created a travel plan. Our itinerary included 2-nights in Madrid and 2-nights in Barcelona, in which we would connect between the two cities via rail. Our round trip rail tickets were a reasonable $175. In aggregate, our total travel costs amounted to just about $1,000. Since Emily was still an infant, she did not have her own seat on either the plane or train – it was a bit of a tight fit on the small Air Europa plane seats, but the train seats were roomy and more than accommodated the three of us.

Since we had lived for two years in Houston but our families were in NYC, we had flown multiple times with Emily. Her first flight was as a 3-months old! 

Things We Learned on our First International Trip with a Toddler

It’s not just about us anymore. Our biggest lesson. Ken and I were fairly frequent travelers – we had both travelled to various countries, both together and apart. When we travel together, we aren’t overly ambitious – we usually plan one activity a day, and because we both like (love) food, we make sure to build in time for a tasty lunch and dinner. Well, our first international trip with our daughter proved to be a reality check. During our three days in Madrid, we did exactly one activity! We went to Stadium Bernabeu to check out the Real Madrid football stadium (it’s a beautiful stadium, recommended!). We ate out exactly zero times! Instead, we went to the local Carrefour supermarket and loaded up on cured meats, cheese, and bread, and essentially ate that for all of our meals. We considered our two days in Barcelona to be fairly successful because we made it to Park Guell and had lunch out twice and dinner out once. Although we had booked tickets to see Sagrada Familia, we ultimately didn’t make it (see jet lag below). Truthfully, I was disappointed in the first days of our trip because our level of activity was so inconsistent with the trips we had taken in the past. But then realization set in. It wasn’t about me and Ken anymore. With Emily, we had to reset our travel expectations. We had to take things at a slower pace, accommodate for the fact that she needed to nap and rest, and appreciate what we were able to do together as a family.

Jet lag – just give in. In our past travels, we resisted jet lag by launching straight into a tourist activity, getting a bite of food, or grabbing a drink. On this trip, we succumbed to jet lag. During the entirety of our trip, Emily slept as if we were still at home in NYC. So we slept as if we were still at home in NYC. And you know what? We came to terms with our new reality (see above) and it was totally fine.

Stay somewhere with a kitchen. In Madrid, we stayed at a conveniently located AirBNB with a small kitchenette. As I had mentioned, Ken and I basically noshed on cured meats and bread whenever we got hungry, but it was convenient to have basic utensils and dishes and a place to prep meals for Emily, even if meal prep was just heating up packets of puréed food.

Get to the airport early! We arrived at the airport two hours ahead of boarding time, which we assumed would be plenty of time based on our prior international trips. We didn’t take into account a few things – we had a 14-month old who was off her sleep schedule, a lot more stuff, and we were traveling on a discount airline that didn’t use check-in kiosks. When we arrived at the airport, we joined a very long line and barely made it past the security check-point in time. For future reference, arriving 3 hours ahead of time would probably be more appropriate and less stressful.

Pack medicine. Emily was cutting a tooth during our trip, which meant one thing was imminent – a fever. We had brought a thermometer and infant Motrin, which we find to be more effective at taking her fever down than Tylenol. Because we were running low on Motrin, we ended up purchasing generic fever medication from a well-supplied pharmacy in Barcelona, but between the illness and jet-lag, it would have been easier had we packed enough medication. We were also lucky to be traveling through developed cities with modern pharmacies that seemed trustworthy – had we not been, it would have been much more of an issue.

Like I mentioned, we spent around $1,000 in travel costs, which included our round-trip airfare tickets from NYC to Madrid and our round-trip train tickets from Madrid to Barcelona. The cost of our accommodations? Fairly minimal as well. Our two-night stay at the AirBNB in Madrid was an affordable $250. It was a small studio but certainly larger than a hotel room, with the added-plus of being centrally located and inclusive of a kitchenette. In Barcelona, we stayed at the Hilton Barcelona for 2-nights using a combination of remnant points from our British Airways account and from my Hilton HHonors account, topped up with a combined cash total of $100. Our Hilton Barcelona stay also included a great breakfast buffet every morning that we took advantage of, especially for Emily, who is quite fond of hard boiled eggs.

Our last night in Spain was actually the most expensive – we stayed at the Hilton Madrid airport hotel to make it easier for us to get to the airport early the following morning to catch our flight home. For $150, it was fairly utilitarian, but we did enjoy the indoor pool. In total, our combined cost of accommodations was $500.

I would estimate another $500 for food, local transport, and other miscellaneous items, with a final tally of $2,000 for our 6-day, 5-night trip to Spain, including all transportation, room and board, and other travel expenses. Although it was a different type of trip from the ones we have taken in the past, it proved to be an instructive and enjoyable first foray into international travel with a baby / toddler.

Categories // Life, Money Tags // airbnb, barcelona, kitchenette, madrid, saving money, traveling with toddler

Buying Our 2nd Apartment in Brooklyn

10.10.2019 by Lisa // Leave a Comment

Two years after we moved to Houston, we found ourselves in a bit of a pickle. My husband had been laid off from his job and it wasn’t clear that there was going to be a pickup in the local economy, at least not in the sector that we worked in (oil and gas). We had also just had Emi, and being far from our family and friends was beginning to take a toll on us. People visited us often, but it just wasn’t the same as being a subway-ride or car-ride away from our support network.

A few weeks after I returned from maternity leave, my group head spoke to me about an opening on a different sector team at my firm’s New York office, where the company is headquartered and where I worked before moving to Houston. Was I interested? I was going to miss my team and coworkers, but I felt like it was the right time to move back home.

The process went quickly, and before long, I was slated to relocate back to NYC. Because I was returning to my hometown, and most likely for good, I knew that I wanted to purchase an apartment, as opposed to renting. During the lulls of my maternity leave, I had spent time looking at listings of potential pied-a-terres, thinking that I would buy a second home for our frequent visits back to NYC. I had reached out to my high school classmate, who worked as a real estate agent, to help me look for a small studio apartment that was under $175k. When the job opportunity became more formalized, I quickly pivoted and started looking for a larger place for our little family of 3.

I had broadly been searching in Brooklyn and Queens, preferably by Prospect Park (Brooklyn) or in Forest Hills (Queens). While casually searching one day, I happened upon a sponsored sale for a fairly sizable 1-bedroom apartment in a building located a few blocks from the largest cemetery in Brooklyn, Greenwood Cemetery. Certainly not a park, but a green space nevertheless.

Real estate in 2016 was frenzied and I knew that it was a relatively good deal given it was a sponsor sale, located in a transitional but mature area adjacent to a family-friendly and gentrified neighborhood, and had great access to the subway. As a result, I did the only logical thing. I told my agent to make an offer immediately, at ask, sight-unseen. I had already been pre-approved for a mortgage, and combined with my offer at ask, on the day the listing was posted, my offer was accepted.

I can’t say I would recommend buying a home based only on grainy photos without making an actual visit. However, I was disadvantaged by the fact that I was purchasing in a different state and it was an extremely strong seller’s market. It ended up being the right move to make for me in my situation, but certainly not something I intended to do again.

The sponsor sale aspect is an unusual concept, even in NYC. The building was a cooperative (coop) building, a structure I was familiar with. An apartment is “sponsored” when it is owned and sold by the original owner when the building first converted to a coop. The owner of many of the units of the building had been renting the apartment as a rent-controlled apartment. Given the strength of the market, when the tenant moved out, the sponsor decided to sell and cash out. Sponsors are limited by the terms of his or her original coop contract and cannot sell above the price specified on the contract. As a coop, the apartment was assigned a number of shares, and the price limitation was on a per share basis. The sponsor had listed the apartment at the maximum price, which I gladly paid, because market prices were actually substantially higher.

Sponsor sales have other types of quirks. In our case, the sponsor was allowed to install a washer / dryer, literally unheard of in most coops and apartments in the city. Even though there was a common laundry area in the basement, we negotiated the washer / dryer clause into our contract, because we knew it would be added convenience and because it would only contribute to resale value.

Other than the washer / dryer, we had few other asks. We were buying as-is and we knew it would have to be substantially renovated, so we even bypassed having an inspection, which is actually not that common for cooperative buildings. Within 2 months, my mortgage commitment came through, and we were ready to close.

Ken and our daughter, Emi, moved back to NYC at the start of November 2016. In mid-November, he did the closing, while I stayed behind to wrap up loose ends at my job and manage the actual packing and physical move of all our possessions to NYC. And by the end of 2016, a few short years after I bought my first little studio apartment, my husband and I became the owner of our second piece of property in Brooklyn.

You can read about my first Brooklyn property purchase here!

Categories // House Tags // 1-bedroom, apartment, brooklyn, coop apartment, cooperative, greenwood cemetery, kensington, prospect park, sponsor sale

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Recent Posts

  • Saving Money By Buying Used
  • Building a Maternity Wardrobe
  • Our trip to Spain with our 14-month old – Lessons and Costs
  • Buying Our 2nd Apartment in Brooklyn
  • Taking a Disney Cruise – Saving Money and How to Have Fun Without Kids!

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